Saving

Saving is one of those things. We all know we need to do it but how? Some folks are disciplined in the art. Some have it in their genes. Some do it by proxy. (Have the job take it out before they can see it...)

Well I have neither the gene, proxy nor am I skilled. Actually when it comes to saving I stink. I mean skunk under the house stink at it.(For you city folks, skunk under your house is one of the worst smells out there)

My salary is what I buy groceries out of and gas up my truck and such. It is small, and not at all a livable thing. Generally 90% of it goes to the grocery. I am working on that also, which is why I am trying to learn the art of Wags shopping and other couponing ideas.

I have finally figured out if I want to save out of my salary (DH's is his own thing) then I have to do so creatively. That was hard to figure out. I mean if I know I have this bill or something specific to save for I can manage, just. However to save for the sake of saving for an unknown or (gasp) just not to be broke, well that is another animal all together.

I finally found a creative way to save, and in the last 2 pay periods I have done remarkably well for me. This is not a huge step, this is not even a Dave Ramsey baby step. It is however a big achievement for me.

I do have a change jar that gets my spare coins when the purse gets to be weapons grade. This new plan though does not involve that.

I began pay period before last to get $10 in gold dollars from the bank. I have done this the last 2 times. No it is not remarkable, to anyone but me, but it is a beginning. I set aside a jam jar and placed the gold dollars in it today. Out of the $20 I had, I still have $17! I remember spending one of them, (DH thought a gold dollar to the teen bagger would be cool so I gave him one.) So today I hid away a jar with $17 gold dollars in it. A small victory, but a victory all the same!